
Your money tells a story.
Make it one you’re proud of.
Hi, I’m Randy
I lead with curiosity. I’ll ask questions — lots of them — not just about your money, but about you: what drives you, what holds you back, and what you’re hoping for. I already believe in you, even if we haven’t met yet. I strongly feel that we all have the ability to change our circumstances, and it starts with our mindset.
I believe we all have the capacity to practice contentment. As someone who likes to spend (and whose Instagram algorithm knows it a little too well), I can tell you — it’s a practice. One that takes intention, not perfection.
And yes, I believe wholeheartedly that you don’t need credit cards. Ask me why sometime — I’d love to talk about it.
Here’s the truth: I wasn’t always the kind of person you’d call fiscally responsible. It took a mountain of personal debt, a career crisis, and a moment of “I’ve had it” to finally wake me up. But once I caught the vision for what my life could look like — how I wanted it to feel— everything changed.
That shift didn’t happen overnight. It took grit. It took faith. It took breaking old habits and letting go of the shame I carried with my debt. But we did it — my wife and I paid it all off. I powered through not one, but two big career transitions. And through it all, I found myself becoming more and more passionate about personal finance — not just for me, but for others.
Because here’s what lights me up the most: helping people see their potential and take ownership of their story. If you’re ready to make a change, I’m here to walk with you.